Payment Gateway

Accept payments
across Asia

30+ local payment methods, 98% authorization rates, and real-time FX across 40+ currencies — all through one API.

PCI DSS Level 1
40+ countries
30+ payment methods
40+ Countries supported
30+ Local payment methods
98% Authorization rate
40+ Currencies accepted
Features

Everything you need to collect payments globally

Built for businesses that sell across borders, not just around the corner.

Local payment methods

Accept 30+ local methods across Asia. Your customers pay with what they already use every day.

Visa
Mastercard
GrabPay
PromptPay
WeChat Pay
GoPay
VNPAY
PayNow
Alipay
+ 25 more
Smart routing

We route each transaction to the network most likely to approve it. No setup from you.

Incoming transaction
SGD 1,200.00
routing →
VisaNet Asia
✓ Authorized
Mastercard SAP
standby
Local ACH network
standby
98% avg. auth rate
Automatic retry logic

When a payment declines, we retry on alternate routes before your customer ever sees the failure.

VisaNet Asia declined
Mastercard SAP declined
Local ACH network ✓ authorized
SGD 1,200 recovered
Hosted checkout

Launch a branded checkout page in minutes. We handle the card data so your infrastructure stays out of scope.

SGD 120.00
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Pay SGD 120.00
REST API

Control every part of the payment flow through code. We include webhooks, idempotency keys, and descriptive error codes from day one.

webhook received
"event": "payment.succeeded",
"amount": 120000,
"currency": "SGD",
"method": "grabpay"
200 OK
Real-time dashboard

Track every transaction, dispute, and authorization in one place. Filter by country, method, or currency without exporting anything.

Transactions
All SG TH
TXN-8821 SGD 1,200
TXN-8820 USD 340
TXN-8819 VND 2.5M
98% average authorization rate
  • Adaptive routing across multiple acquiring networks
  • 3DS2 authentication to reduce fraud without hurting conversion
  • Direct issuer and card network relationships across Asia
  • Automatic retry on decline before the customer sees an error

Higher auth rates mean more revenue — not just better metrics

Every declined payment is a sale you didn't make. Market Pay's routing engine is optimised for Asia, where acquiring relationships and local network rules determine whether a payment goes through — not just card validity.

Talk to our team
Integration

Set up the way that fits your team

From a full API build to a no-code hosted page, you pick the path that matches your stack and timeline.

Security and compliance

Built to pass your risk team's review

Market Pay meets the compliance standards your finance and legal teams expect before they sign off.

PCI DSS Level 1

The highest certification for card data security. We handle card data so your systems never have to store or transmit raw card numbers.

3DS2 authentication

Reduce fraud without adding friction. 3DS2 shifts chargeback liability and runs invisible risk checks in the background for most transactions.

Chargeback management

Disputes appear in your dashboard with supporting evidence pre-attached. Respond directly, with no back-and-forth with your acquirer required.

MSB registered · FINTRAC

Licensed and regulated by FINTRAC as a Money Services Business in Canada. Our registration is publicly verifiable in the FINTRAC registry.

Use cases

See yourself in the payment flow

Three common scenarios where Market Pay's gateway does the heavy lifting.

eCommerce use case
eCommerce
Accept payments from buyers across Southeast Asia without a local entity

Your store is in Europe but your fastest-growing customers are in Thailand and Indonesia. They want to pay with GrabPay and local bank transfers. Market Pay lets them — without you setting up a local entity or acquiring relationship.

SaaS use case
SaaS & Digital
Let your customers pay in local currency while we handle the FX

You charge in USD but your Vietnamese customers want to pay in VND. Market Pay handles the conversion at the point of payment, shows the customer their local price, and settles to your account in the currency you choose.

Marketplace use case
Marketplaces
Collect from buyers and pay your sellers across eight countries, all in one place

You run a B2B marketplace. Buyers pay in their local currency through the gateway. Market Pay holds the funds, converts, and routes payouts to sellers in eight countries — all tracked in one dashboard with one reconciliation file.

FAQ

Questions we hear before every sign-up

If yours isn't here, our team replies within one business day.

We support 30+ methods across Asia including Visa, Mastercard, UnionPay, GrabPay, GoPay, PromptPay, PayNow, WeChat Pay, Alipay, and local bank transfers in Singapore, Thailand, Indonesia, Vietnam, Malaysia, the Philippines, and more. The full list is available in our documentation.

We route each transaction through the acquiring network most likely to approve it, based on card type, issuer country, and transaction size. If a payment is declined, we retry on an alternative route before returning an error. We also maintain direct relationships with major card issuers in Asia, which improves approval rates for regional cards.

Hosted checkout can be live in under an hour — add your logo, configure payment methods, and share the link. API integration typically takes one to three days for a developer familiar with REST APIs. Plugin installs for Shopify and WooCommerce take under 30 minutes. We provide a sandbox environment and dedicated onboarding support for all three paths.

No. Market Pay operates the local acquiring relationships, so you don't need a legal presence in each country to accept local payments. You register once with Market Pay and we handle the compliance and regulatory requirements across supported markets.

You can collect in 40+ currencies, including SGD, THB, IDR, VND, MYR, PHP, HKD, CNY, USD, EUR, GBP, and more. You choose the settlement currency for your account — we handle the conversion at competitive FX rates with no hidden markup.

We charge a flat transaction fee with no monthly minimums and no setup costs. FX rates are published and applied transparently at the time of payment. Talk to our team for a quote based on your volume and markets — most customers see meaningful savings compared to their current processor within the first month.

Yes. Market Pay is PCI DSS Level 1 certified — the highest tier for card data security. Card data is processed and stored within our certified environment. Your systems never handle raw card numbers, which significantly reduces your own compliance burden.

Partners & investors

Backed by institutions that know payments

Market Pay is supported by strategic investors and card network partners with decades of experience in cross-border finance.

Visa Mastercard UnionPay SWIFT Coinbase Ventures Ripple PayPal Ventures
Get started

Accept payments across Asia today

Talk to our payments team. We'll walk you through coverage, fees, and integration — and get you into sandbox the same day.

Talk to our team