Payouts

Pay anyone, anywhere.
Settle the same day.

Send to bank accounts and mobile wallets in 100+ countries. We route each payout through the fastest local network and settle same-day in most markets.

PCI DSS Level 1
100+ countries
Same-day settlement
100+ Countries for payouts
30+ Payout currencies
50+ Local payout methods
Same day Settlement speed

Features

Everything you need to send money across borders

One API, one dashboard, and one flat fee. Works the same whether you pay 10 suppliers or 10,000 freelancers in 30+ countries.

Bulk payouts

Submit thousands of payouts in a single API call or CSV upload. We validate each recipient, handle routing, and report any failures back to you.

Payout batch · May 14 4 / 4 sent
Chaowanan K. · Bangkok THB 18,200
PT Maju Jaya · Jakarta IDR 3.2M
Kim Minsu · Seoul KRW 680,000
Nguyen Thi H. · HCMC VND 280,000
API automation

Trigger payouts from your system the moment a condition is met. Webhooks confirm each delivery so your platform stays in sync.

// Webhook: payout.delivered { "event": "payout.delivered", "payout_id": "pyo_9kXm2B", "amount": 18200, "currency": "THB", "status": "delivered", "settled_at": "2026-05-14T09:42Z" }
Transparent FX

See the exchange rate before you send. We charge a flat fee with no hidden spread for every conversion.

USD → THB
1 USD = 36.24 THB
Flat fee: 0.4% · Mid-market rate
Confirm conversion →
Scheduled disbursements

Run payouts on a schedule or trigger them from an event. Automate payroll, affiliate payments, and seller settlements without lifting a finger.

Seller payouts · Weekly Every Mon
Affiliate commissions 1st of month
Supplier invoices Net 30
Real-time tracking

Every payout has a live status: pending, in transit, or delivered. See all of them from your dashboard or query the status via API.

Delivered to recipient
09:42 AM · Bangkok time
Cleared local network
09:38 AM
Routed via PromptPay
09:31 AM
Payout submitted
09:28 AM
Failed payment handling

When a payout fails, we retry on the next available route and send a webhook with the reason code. You fix the data, we resend without delay.

Payout ID pyo_9kXm2B
First attempt Failed · bad account
Webhook sent ✓ Notified
Retry attempt Delivered

Why it matters

Your suppliers notice when payments are late

Most banks take T+2 or T+3 for cross-border payouts. Your suppliers wait. We settle same-day in most markets.

Traditional bank wire

Three to five days before your supplier sees the money

Your bank queues the payment. A correspondent bank picks it up. Another one routes it locally. By the time it lands, your supplier has been waiting three working days.

1
You submit payment — bank queues internally
2
Correspondent bank processes (T+1 to T+2)
3
Local bank routes to recipient (T+2 to T+3)
4
Supplier receives — 3 days after you sent it
With Market Pay

Your supplier gets paid the same day you send the instruction

We route directly through local payment networks in each market. No correspondent delays, no queuing. Your supplier gets a same-day delivery in most supported markets.

1
You submit via API, dashboard, or bulk CSV
2
We route through the fastest local network
3
Webhook confirms delivery to your system
4
Supplier receives — same working day
T+0 Settlement in most markets
99.8% Delivery success rate
100+ Countries reached

Use cases

Who uses Market Pay payouts

Whether you pay two suppliers or 20,000 freelancers, the same infrastructure handles the routing, the currencies, and the confirmations.

Marketplace platforms
Marketplaces
Pay out sellers across every market you serve

Your marketplace has sellers in 15 countries, each expecting payment in their local currency on time. We route to the right bank or wallet for each one automatically.

Contractors and freelancers
Contractors & freelancers
Send contractor payments to 100+ countries same-day

Your contractor base spans five time zones and six currencies. We handle the routing, the currency conversion, and the delivery confirmation so you don't have to.

Suppliers
Suppliers
Pay your suppliers on time, in their local currency

Your supply chain runs on trust. When payments arrive on time, suppliers ship on schedule. We settle to local bank accounts in Asia and beyond, same day.

How it works

Three steps. One same-day payout.

No correspondent bank delays, no manual routing decisions. Just submit, and we handle the rest.

Submit your payout

Via API call, dashboard, or bulk CSV upload. Include recipient details, amount, and currency. We validate every field before processing.

We route it

We select the fastest available local network for that country and currency. No correspondent banks, no queuing delays between systems.

Recipient gets paid

Same-day delivery in most markets. A webhook confirms arrival to your system so your records stay accurate and your recipient gets notified.

Integration

Connect in hours, not months

Our REST API gives you full control over payout submission, status queries, and recipient management. Most teams ship their first payout within a day.

REST API with idempotency
Submit payouts, query statuses, and manage recipients programmatically. Idempotency keys prevent duplicate disbursements on retry.
Dashboard and bulk CSV
No code required. Upload a spreadsheet, review recipients, confirm the batch. Finance teams can run payouts without engineering support.
Sandbox environment
Test recipient validation, routing decisions, and webhook delivery in a full sandbox before going live with real funds.
send_payout.js
// Submit a single payout const payout = await fetch( 'https://api.marketpay.com/v1/payouts', { method: 'POST', headers: { 'Authorization': `Bearer ${API_KEY}`, 'Idempotency-Key': 'order_8821_may14' }, body: JSON.stringify({ amount: 18200, currency: 'THB', method: 'promptpay', recipient: { name: 'Chaowanan K.', phone: '+6681234567' } }) } ); // → { id: "pyo_9kXm2B", status: "processing" }

Security and compliance

Built to pass your risk team's review

Every payout is covered by the same compliance infrastructure we built for enterprise payment clients.

PCI DSS Level 1

The highest certification for payment data security. We process and store sensitive data so your systems stay out of scope.

Segregated client funds

Your payout funds are held in segregated accounts and never commingled with operational capital or other clients' balances.

Real-time AML screening

Every recipient and payout is screened against sanctions lists in real time. Suspicious patterns trigger an automated review before funds move.

MSB registered · FINTRAC

Licensed as a Money Services Business in Canada. Our registration is publicly verifiable in the FINTRAC registry.

Frequently asked questions

Questions we hear before sign-up

If yours isn't here, our team replies within one business day.

We support payouts to 100+ countries including Singapore, Thailand, Indonesia, Vietnam, Malaysia, the Philippines, Hong Kong, Japan, South Korea, India, Australia, the UK, the US, and most of Europe. The full country list is available in our documentation.

Same-day delivery in most supported markets when submitted before the local cut-off time. A small number of corridors settle next business day due to local network constraints. We show you the expected delivery window at submission so there are no surprises.

Yes. We support payouts to local bank accounts, mobile wallets (GrabPay, GoPay, TrueMoney, MoMo, and more), and mobile numbers via PromptPay and PayNow. Supported methods vary by country and are listed in our documentation.

We retry on an alternative route where possible and send you a webhook with the failure reason code. Your dashboard shows failed payouts in a separate view with the reason and suggested fix. You correct the recipient details and resubmit in one click.

Submit a CSV file or a single API call with multiple recipient objects. We validate each recipient before processing and return a batch status report showing which succeeded, which are in transit, and which need your attention.

We support 30+ payout currencies including THB, IDR, VND, MYR, PHP, SGD, HKD, JPY, KRW, INR, AUD, GBP, EUR, and USD. You can send from your wallet in any held currency and we convert at the mid-market rate plus our flat fee.

Partners & investors

Backed by institutions that know payments

Market Pay is supported by strategic investors and card network partners with decades of experience in cross-border finance.

Visa Mastercard UnionPay SWIFT Coinbase Ventures Ripple PayPal Ventures
Get started

Start paying anyone, same day

One API. 100+ countries. Same-day settlement in most markets. Apply now and our team will walk you through the setup.

Apply now